/* Netsols Insurance Agency — hand-coded theme */
:root {
  --evergreen: #0E3B2C;
  --evergreen-2: #15513D;
  --leaf: #2C9B57;
  --leaf-dark: #1F7A43;
  --mint: #E3F1E7;
  --paper: #F6F8F6;
  --white: #FFFFFF;
  --ink: #15201B;
  --ink-2: #4A5A52;
  --line: #D6E0DA;
  --sun: #F4B740;
  --radius-lg: 22px;
  --radius-md: 14px;
  --radius-sm: 8px;
  --shadow: 0 18px 40px -22px rgba(14, 59, 44, .45);
  --max: 1200px;
  --display: "Bricolage Grotesque", system-ui, sans-serif;
  --body: "Figtree", system-ui, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--body);
  font-size: 1.0625rem;
  line-height: 1.6;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; height: auto; }
a { color: var(--leaf-dark); }
h1, h2, h3, h4 { font-family: var(--display); line-height: 1.08; letter-spacing: -0.02em; margin: 0 0 .5em; color: var(--evergreen); }
h1 { font-size: clamp(2.5rem, 5.6vw, 4.6rem); font-weight: 700; }
h2 { font-size: clamp(1.9rem, 3.6vw, 3rem); font-weight: 700; }
h3 { font-size: 1.35rem; font-weight: 600; }
p { margin: 0 0 1em; max-width: 68ch; }
:focus-visible { outline: 3px solid var(--sun); outline-offset: 3px; border-radius: 4px; }

.wrap { width: min(var(--max), 100% - 32px); margin-inline: auto; }
.section { padding-block: clamp(64px, 9vw, 120px); }
.lede { font-size: 1.2rem; color: var(--ink-2); }
.kicker { font-weight: 600; color: var(--leaf-dark); margin-bottom: .75rem; display: inline-flex; align-items: center; gap: .5rem; }
.kicker::before { content: ""; width: 22px; height: 2px; background: var(--leaf); }
.skip { position: absolute; left: -999px; top: 8px; background: var(--evergreen); color: #fff; padding: 8px 14px; z-index: 100; }
.skip:focus { left: 8px; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .55rem;
  font: 600 1rem/1 var(--body); text-decoration: none; cursor: pointer;
  padding: 16px 26px; border-radius: 999px; border: 2px solid transparent;
  transition: background .2s, color .2s, border-color .2s, transform .2s;
}
.btn:active { transform: translateY(1px); }
.btn-primary { background: var(--leaf); color: #fff; }
.btn-primary:hover { background: var(--leaf-dark); }
.btn-dark { background: var(--evergreen); color: #fff; }
.btn-dark:hover { background: var(--evergreen-2); }
.btn-ghost { border-color: currentColor; color: var(--evergreen); background: transparent; }
.btn-ghost:hover { background: var(--evergreen); color: #fff; border-color: var(--evergreen); }
.btn-light { background: #fff; color: var(--evergreen); }
.btn-light:hover { background: var(--mint); }
.btn svg { width: 18px; height: 18px; }

/* Top bar + header */
.topbar { background: var(--evergreen); color: #CFE3D7; font-size: .9rem; }
.topbar .wrap { display: flex; justify-content: space-between; gap: 16px; padding-block: 8px; flex-wrap: wrap; }
.topbar a { color: #fff; text-decoration: none; }
.header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(246, 248, 246, .86);
  backdrop-filter: saturate(160%) blur(14px);
  -webkit-backdrop-filter: saturate(160%) blur(14px);
  border-bottom: 1px solid transparent;
  transition: border-color .2s;
}
.header.scrolled { border-bottom-color: var(--line); }
.header .wrap { display: flex; align-items: center; justify-content: space-between; height: 76px; gap: 20px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--evergreen); }
.brand svg { width: 38px; height: 38px; flex: none; }
.brand b { font-family: var(--display); font-size: 1.4rem; letter-spacing: -0.02em; display: block; line-height: 1; }
.brand small { font-size: .72rem; color: var(--ink-2); display: block; margin-top: 3px; }
.nav { display: flex; align-items: center; gap: 6px; }
.nav > a, .nav .dd > button {
  font: 500 1rem var(--body); color: var(--ink); text-decoration: none;
  padding: 10px 14px; border-radius: 999px; background: none; border: 0; cursor: pointer;
}
.nav > a:hover, .nav .dd > button:hover, .nav a[aria-current="page"] { background: var(--mint); color: var(--evergreen); }
.dd { position: relative; }
.dd > button::after { content: ""; display: inline-block; width: 7px; height: 7px; border-right: 2px solid currentColor; border-bottom: 2px solid currentColor; transform: rotate(45deg) translate(-2px, -2px); margin-left: 8px; }
.dd-menu {
  position: absolute; top: calc(100% + 8px); left: 0; min-width: 270px;
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-md);
  box-shadow: var(--shadow); padding: 8px; display: none;
}
.dd:hover .dd-menu, .dd:focus-within .dd-menu, .dd.open .dd-menu { display: block; }
.dd-menu a { display: flex; gap: 12px; align-items: center; padding: 10px 12px; border-radius: var(--radius-sm); text-decoration: none; color: var(--ink); }
.dd-menu a:hover { background: var(--mint); }
.dd-menu .ico { width: 34px; height: 34px; border-radius: 10px; background: var(--mint); display: grid; place-items: center; color: var(--leaf-dark); flex: none; }
.dd-menu .ico svg { width: 18px; height: 18px; }
.header-cta { display: flex; align-items: center; gap: 10px; }
.header-cta .phone { font-weight: 600; color: var(--evergreen); text-decoration: none; white-space: nowrap; }
.burger { display: none; width: 46px; height: 46px; border-radius: 50%; border: 1px solid var(--line); background: #fff; cursor: pointer; }
.burger span { display: block; width: 18px; height: 2px; background: var(--evergreen); margin: 4px auto; transition: transform .25s, opacity .25s; }
.burger[aria-expanded="true"] span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.burger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

@media (max-width: 1020px) {
  .nav, .header-cta .phone { display: none; }
  .burger { display: block; }
  .nav.open {
    display: flex; flex-direction: column; align-items: stretch;
    position: fixed; inset: 76px 0 0; background: var(--paper); padding: 20px 16px 40px; overflow-y: auto;
  }
  .nav.open > a, .nav.open .dd > button { font-size: 1.2rem; padding: 14px; text-align: left; width: 100%; }
  .nav.open .dd-menu { position: static; display: block; box-shadow: none; border: 0; background: transparent; padding: 0 0 0 8px; }
}
@media (max-width: 520px) { .header-cta .btn { padding: 12px 16px; font-size: .92rem; } .brand small { display: none; } }

/* Hero */
.hero { position: relative; overflow: hidden; padding-block: clamp(40px, 6vw, 80px) clamp(60px, 8vw, 110px); }
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(32px, 5vw, 72px); align-items: center; }
.hero h1 { margin-bottom: 1.25rem; }
.hero .lede { margin-bottom: 2rem; }
.picker {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 22px; box-shadow: var(--shadow); max-width: 560px;
}
.picker > label { font-family: var(--display); font-weight: 600; font-size: 1.15rem; color: var(--evergreen); display: block; margin-bottom: 14px; }
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 18px; }
.chip { position: relative; }
.chip input { position: absolute; opacity: 0; pointer-events: none; width: 1px; height: 1px; left: 0; top: 0; }
.chip span {
  display: inline-flex; align-items: center; gap: 8px; padding: 10px 16px; border-radius: 999px;
  border: 1.5px solid var(--line); cursor: pointer; font-weight: 500; transition: all .15s; user-select: none;
}
.chip span svg { width: 18px; height: 18px; color: var(--leaf-dark); }
.chip input:checked + span { background: var(--evergreen); border-color: var(--evergreen); color: #fff; }
.chip input:checked + span svg { color: #9EE0B6; }
.chip input:focus-visible + span { outline: 3px solid var(--sun); outline-offset: 2px; }
.picker-row { display: flex; gap: 10px; }
.picker-row input { flex: 1; min-width: 0; }
.hero-trust { display: flex; gap: 22px; margin-top: 22px; color: var(--ink-2); font-size: .95rem; flex-wrap: wrap; }
.hero-trust span { display: inline-flex; gap: 8px; align-items: center; }
.hero-trust svg { width: 18px; height: 18px; color: var(--leaf); }

.hero-visual { position: relative; }
.hero-photo { border-radius: 28px 28px 28px 120px; overflow: hidden; aspect-ratio: 4/4.4; background: var(--mint); }
.hero-photo img { width: 100%; height: 100%; object-fit: cover; }
.hero-check {
  position: absolute; right: -14px; top: -18px; width: clamp(120px, 15vw, 180px); aspect-ratio: 1;
  background: var(--evergreen); border-radius: 50%; display: grid; place-items: center;
  box-shadow: 0 0 0 10px var(--paper);
}
.hero-check svg { width: 58%; }
.hero-check path { stroke: #7BE0A2; stroke-width: 12; fill: none; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 160; stroke-dashoffset: 160; animation: draw 1.1s .35s cubic-bezier(.65,0,.35,1) forwards; }
@keyframes draw { to { stroke-dashoffset: 0; } }
.hero-quote {
  position: absolute; left: -28px; bottom: 28px; max-width: 300px;
  background: #fff; border-radius: var(--radius-md); padding: 16px 18px; box-shadow: var(--shadow);
  display: flex; gap: 12px; align-items: center;
}
.hero-quote img { width: 52px; height: 52px; border-radius: 50%; object-fit: cover; object-position: top; background: var(--mint); flex: none; }
.hero-quote p { margin: 0; font-size: .95rem; line-height: 1.4; }
.hero-quote b { display: block; font-size: .85rem; color: var(--ink-2); font-weight: 500; margin-top: 4px; }
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-visual { max-width: 520px; margin-inline: auto; width: 100%; }
  .hero-quote { left: 12px; }
  .hero-check { right: 8px; }
}

/* Inputs */
input, select, textarea {
  font: 400 1rem var(--body); color: var(--ink); width: 100%;
  padding: 14px 16px; border-radius: 12px; border: 1.5px solid var(--line); background: #fff;
  transition: border-color .15s, box-shadow .15s;
}
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--leaf); box-shadow: 0 0 0 4px rgba(44, 155, 87, .18); }
textarea { min-height: 120px; resize: vertical; }
label.f { display: block; font-weight: 600; font-size: .95rem; margin-bottom: 6px; color: var(--evergreen); }
.field { margin-bottom: 16px; }
.field .err { color: #B3261E; font-size: .88rem; margin-top: 4px; display: none; }
.field.invalid input, .field.invalid select { border-color: #B3261E; }
.field.invalid .err { display: block; }

/* Promise strip */
.promise { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.promise > div { padding: 32px 28px; }
.promise > div + div { border-left: 1px solid var(--line); }
.promise h3 { display: flex; align-items: center; gap: 10px; }
.promise h3 svg { width: 26px; height: 26px; color: var(--leaf); }
.promise p { color: var(--ink-2); margin: 0; }
@media (max-width: 820px) { .promise { grid-template-columns: 1fr; } .promise > div + div { border-left: 0; border-top: 1px solid var(--line); } }

/* Coverage bento */
.section-head { display: flex; justify-content: space-between; align-items: end; gap: 24px; margin-bottom: 40px; flex-wrap: wrap; }
.section-head p { margin: 0; color: var(--ink-2); max-width: 46ch; }
.bento { display: grid; grid-template-columns: repeat(6, 1fr); gap: 18px; }
.tile {
  position: relative; border-radius: var(--radius-lg); overflow: hidden; min-height: 300px;
  text-decoration: none; color: #fff; display: flex; flex-direction: column; justify-content: flex-end;
  background: var(--evergreen); isolation: isolate;
}
.tile img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; z-index: -2; transition: transform .6s ease; }
.tile::before { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(180deg, rgba(14,59,44,0) 30%, rgba(14,59,44,.92) 100%); }
.tile:hover img { transform: scale(1.04); }
.tile-body { padding: 26px; }
.tile h3 { color: #fff; font-size: 1.6rem; margin-bottom: .35rem; }
.tile p { margin: 0; color: #DCEBE2; font-size: 1rem; }
.tile .go { position: absolute; top: 20px; right: 20px; width: 46px; height: 46px; border-radius: 50%; background: #fff; color: var(--evergreen); display: grid; place-items: center; transition: background .2s; }
.tile .go svg { width: 20px; height: 20px; }
.tile:hover .go { background: var(--sun); }
.t-auto { grid-column: span 3; grid-row: span 2; min-height: 520px; }
.t-home { grid-column: span 3; }
.t-comm { grid-column: span 3; }
.t-life { grid-column: span 2; }
.t-health { grid-column: span 2; }
.t-more { grid-column: span 2; background: var(--mint); color: var(--evergreen); padding: 26px; justify-content: space-between; }
.t-more::before { display: none; }
.t-more h3 { color: var(--evergreen); }
.t-more p { color: var(--ink-2); }
@media (max-width: 900px) {
  .bento { grid-template-columns: 1fr 1fr; }
  .t-auto, .t-home, .t-comm, .t-life, .t-health, .t-more { grid-column: span 1; grid-row: auto; min-height: 280px; }
  .t-auto { grid-column: span 2; }
}
@media (max-width: 560px) { .bento { grid-template-columns: 1fr; } .t-auto { grid-column: span 1; } }

/* Owner */
.owner { background: var(--evergreen); color: #DCEBE2; border-radius: 36px; overflow: hidden; }
.owner-grid { display: grid; grid-template-columns: .85fr 1.15fr; align-items: stretch; }
.owner-photo { background: radial-gradient(circle at 50% 70%, #2C9B57 0%, #15513D 55%, #0E3B2C 100%); display: flex; align-items: flex-end; justify-content: center; padding-top: 40px; min-height: 420px; }
.owner-photo img { max-height: 540px; width: auto; }
.owner-text { padding: clamp(36px, 5vw, 72px); }
.owner h2 { color: #fff; }
.owner blockquote { margin: 0 0 28px; font-family: var(--display); font-size: clamp(1.4rem, 2.4vw, 1.9rem); line-height: 1.25; color: #fff; font-weight: 500; border-left: 4px solid var(--leaf); padding-left: 20px; }
.owner .kicker { color: #9EE0B6; }
.owner .kicker::before { background: #9EE0B6; }
.stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin: 32px 0; }
.stats div { border-top: 1px solid rgba(255,255,255,.2); padding-top: 14px; }
.stats b { display: block; font-family: var(--display); font-size: clamp(2rem, 3.4vw, 2.8rem); color: #fff; line-height: 1; }
.stats span { font-size: .95rem; }
.owner .actions { display: flex; gap: 12px; flex-wrap: wrap; }
.owner .btn-ghost { color: #fff; }
.owner .btn-ghost:hover { background: #fff; color: var(--evergreen); border-color: #fff; }
@media (max-width: 860px) { .owner-grid { grid-template-columns: 1fr; } .owner-photo { min-height: 320px; } .owner-photo img { max-height: 380px; } }

/* Process */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: s; }
.step { padding-top: 22px; border-top: 2px solid var(--evergreen); }
.step::before { counter-increment: s; content: counter(s); font-family: var(--display); font-weight: 700; font-size: 1.05rem; color: var(--leaf-dark); display: block; margin-bottom: 10px; }
.step p { color: var(--ink-2); margin: 0; font-size: 1rem; }
@media (max-width: 860px) { .steps { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .steps { grid-template-columns: 1fr; } }

/* Quote form */
.quote { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(32px, 5vw, 72px); align-items: start; }
.contact-list { list-style: none; padding: 0; margin: 28px 0 0; display: grid; gap: 14px; }
.contact-list li { display: flex; gap: 14px; align-items: flex-start; }
.contact-list .ico { width: 46px; height: 46px; border-radius: 14px; background: var(--mint); color: var(--leaf-dark); display: grid; place-items: center; flex: none; }
.contact-list .ico svg { width: 20px; height: 20px; }
.contact-list b { display: block; color: var(--evergreen); }
.contact-list a, .contact-list span { color: var(--ink-2); text-decoration: none; word-break: break-word; }
.form-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: clamp(22px, 4vw, 40px); box-shadow: var(--shadow); }
.progress { display: flex; gap: 8px; margin-bottom: 26px; }
.progress i { flex: 1; height: 5px; border-radius: 5px; background: var(--line); transition: background .3s; }
.progress i.on { background: var(--leaf); }
.fstep { display: none; }
.fstep.active { display: block; animation: fadein .3s ease; }
@keyframes fadein { from { opacity: 0; transform: translateY(6px); } to { opacity: 1; transform: none; } }
.fstep h3 { margin-bottom: 1rem; }
.type-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-bottom: 20px; }
.type-grid .chip span { width: 100%; justify-content: flex-start; border-radius: 14px; padding: 14px; }
@media (max-width: 560px) { .type-grid { grid-template-columns: 1fr 1fr; } }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 0 14px; }
@media (max-width: 560px) { .grid-2 { grid-template-columns: 1fr; } }
.form-nav { display: flex; justify-content: space-between; gap: 12px; margin-top: 8px; }
.form-note { font-size: .9rem; color: var(--ink-2); margin-top: 16px; display: flex; gap: 8px; align-items: center; }
.form-note svg { width: 16px; height: 16px; color: var(--leaf); flex: none; }
.form-status { margin-top: 16px; padding: 14px 16px; border-radius: 12px; display: none; }
.form-status.ok { display: block; background: var(--mint); color: var(--evergreen); }
.form-status.bad { display: block; background: #FCE8E6; color: #8C1D18; }
.hp { position: absolute; left: 0; top: 0; width: 1px; height: 1px; opacity: 0; pointer-events: none; }
.form-card { position: relative; }
.done { text-align: center; padding: 30px 0; }
.done svg { width: 76px; height: 76px; margin: 0 auto 16px; }
.done path { stroke: var(--leaf); stroke-width: 12; fill: none; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 160; stroke-dashoffset: 160; animation: draw .9s forwards; }
@media (max-width: 900px) { .quote { grid-template-columns: 1fr; } }

/* FAQ */
.faq-search { position: relative; max-width: 520px; margin-bottom: 28px; }
.faq-search svg { position: absolute; left: 16px; top: 50%; transform: translateY(-50%); width: 18px; height: 18px; color: var(--ink-2); }
.faq-search input { padding-left: 46px; border-radius: 999px; }
.faq-list { border-top: 1px solid var(--line); }
details.qa { border-bottom: 1px solid var(--line); }
details.qa summary {
  list-style: none; cursor: pointer; padding: 22px 48px 22px 0; position: relative;
  font-family: var(--display); font-weight: 600; font-size: 1.2rem; color: var(--evergreen);
}
details.qa summary::-webkit-details-marker { display: none; }
details.qa summary::after, details.qa summary::before {
  content: ""; position: absolute; right: 12px; top: 50%; width: 16px; height: 2px; background: var(--leaf-dark); transition: transform .25s;
}
details.qa summary::before { transform: rotate(90deg); }
details.qa[open] summary::before { transform: rotate(0); }
details.qa .a { padding: 0 0 22px; color: var(--ink-2); }
details.qa .a p { margin: 0; }
.faq-empty { display: none; padding: 20px 0; color: var(--ink-2); }

/* Call band */
.callband { background: var(--leaf); color: #fff; border-radius: 36px; padding: clamp(36px, 6vw, 72px); display: grid; grid-template-columns: 1.3fr .7fr; gap: 32px; align-items: center; position: relative; overflow: hidden; }
.callband h2 { color: #fff; margin-bottom: .4em; }
.callband p { color: #E8F6EC; margin: 0; }
.callband .actions { display: flex; flex-direction: column; gap: 12px; align-items: stretch; }
.callband .big { font-family: var(--display); font-size: clamp(1.6rem, 3vw, 2.3rem); color: #fff; text-decoration: none; font-weight: 700; }
.callband .btn-ghost { color: #fff; }
.callband .btn-ghost:hover { background: #fff; color: var(--leaf-dark); border-color: #fff; }
.callband::after { content: ""; position: absolute; right: -60px; bottom: -80px; width: 260px; height: 260px; border: 26px solid rgba(255,255,255,.12); border-radius: 50%; pointer-events: none; }
@media (max-width: 820px) { .callband { grid-template-columns: 1fr; } }

/* Page hero (inner pages) */
.page-hero { padding-block: clamp(48px, 7vw, 96px) clamp(36px, 5vw, 64px); }
.page-hero .crumbs { font-size: .92rem; color: var(--ink-2); margin-bottom: 18px; }
.page-hero .crumbs a { color: var(--ink-2); }
.page-hero h1 { max-width: 16ch; }
.svc-hero { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(28px, 5vw, 64px); align-items: center; }
.svc-hero .photo { border-radius: 28px 120px 28px 28px; overflow: hidden; aspect-ratio: 3/2.4; }
.svc-hero .photo img { width: 100%; height: 100%; object-fit: cover; }
@media (max-width: 860px) { .svc-hero { grid-template-columns: 1fr; } }
.covers { display: grid; grid-template-columns: repeat(2, 1fr); gap: 0 48px; }
.covers > div { padding: 22px 0; border-top: 1px solid var(--line); display: flex; gap: 16px; }
.covers svg { width: 24px; height: 24px; color: var(--leaf); flex: none; margin-top: 3px; }
.covers h3 { font-size: 1.15rem; margin-bottom: .3rem; }
.covers p { margin: 0; color: var(--ink-2); font-size: 1rem; }
@media (max-width: 760px) { .covers { grid-template-columns: 1fr; } }
.prose { max-width: 760px; }
.prose h2 { margin-top: 1.4em; font-size: clamp(1.6rem, 2.6vw, 2.1rem); }
.prose p { color: var(--ink-2); }
.why { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.why > div { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-md); padding: 28px; }
.why p { color: var(--ink-2); margin: 0; }
@media (max-width: 700px) { .why { grid-template-columns: 1fr; } }

/* Footer */
.footer { background: var(--evergreen); color: #BFD5C8; padding-block: 72px 28px; margin-top: clamp(64px, 9vw, 120px); font-size: .98rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.3fr; gap: 40px; }
.footer h4 { color: #fff; font-size: 1.05rem; margin-bottom: 1rem; }
.footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.footer a { color: #BFD5C8; text-decoration: none; }
.footer a:hover { color: #fff; }
.footer .brand { color: #fff; margin-bottom: 18px; }
.footer .brand small { color: #9DBFAE; }
.newsletter { display: flex; gap: 8px; margin-top: 18px; }
.newsletter input { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.2); color: #fff; }
.newsletter input::placeholder { color: #9DBFAE; }
.socials { display: flex; gap: 10px; margin-top: 18px; }
.socials a { width: 42px; height: 42px; border-radius: 50%; border: 1px solid rgba(255,255,255,.2); display: grid; place-items: center; }
.socials a:hover { background: var(--leaf); border-color: var(--leaf); }
.socials svg { width: 18px; height: 18px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.14); margin-top: 48px; padding-top: 22px; display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; font-size: .9rem; }
@media (max-width: 900px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .footer-grid { grid-template-columns: 1fr; } .newsletter { flex-direction: column; } }

/* Floating call button (mobile) */
.fab { position: fixed; right: 16px; bottom: 16px; z-index: 40; display: none; width: 58px; height: 58px; border-radius: 50%; background: var(--leaf); color: #fff; place-items: center; box-shadow: var(--shadow); }
.fab svg { width: 24px; height: 24px; }
@media (max-width: 760px) { .fab { display: grid; } }

/* Single scroll reveal for the bento only */
.reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .hero-check path, .done path { stroke-dashoffset: 0; }
  .reveal { opacity: 1; transform: none; }
}
@media (max-width: 640px) { .topbar .wrap > span:first-child { display: none; } .topbar .wrap { justify-content: center; } }

/* ===== Logo images ===== */
.brand img { height: 54px; width: auto; }
.footer .brand img { height: 92px; }
@media (max-width: 520px) { .brand img { height: 46px; } }

/* ===== Quote app (scoped to .qapp) ===== */
.qapp { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: clamp(20px, 4vw, 40px); box-shadow: var(--shadow); position: relative; }
.qapp h3 { font-size: 1.5rem; margin-bottom: .4rem; }
.qa-eyebrow { font-size: .92rem; font-weight: 600; color: var(--leaf-dark); margin: 0 0 4px; }
.qa-title:focus { outline: none; }
.qa-muted { color: var(--ink-2); }
.qa-small { font-size: .88rem; margin-top: 4px; }
.qa-steps { display: flex; gap: 8px; margin-bottom: 22px; }
.qa-steps i { flex: 1; height: 5px; border-radius: 5px; background: var(--line); }
.qa-steps i.on { background: var(--leaf); }
.qa-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px 16px; margin: 20px 0 8px; }
.qa-field { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.qa-wide { grid-column: 1 / -1; }
.qa-label { font-weight: 600; font-size: .98rem; color: var(--evergreen); }
.qa-req { font-weight: 400; font-size: .85rem; color: var(--ink-2); }
.qa-hint { font-size: .88rem; color: var(--ink-2); margin-top: -2px; }
.qapp input, .qapp select, .qapp textarea { min-height: 50px; font-size: 1rem; }
.qapp select { appearance: none; background: #fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230E3B2C' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") no-repeat right 14px center / 18px; padding-right: 44px; }
.qapp .qa-bad { border-color: #B3261E; }
.qa-err { color: #B3261E; font-size: .9rem; font-weight: 500; }
.qa-chips { display: flex; flex-wrap: wrap; gap: 8px; }
.qa-chip { min-height: 48px; padding: 10px 20px; border-radius: 999px; border: 1.5px solid var(--line); background: #fff; font: 500 1rem var(--body); color: var(--ink); cursor: pointer; transition: background .15s, border-color .15s, color .15s; }
.qa-chip:hover { border-color: var(--leaf); }
.qa-chip[aria-checked="true"] { background: var(--evergreen); border-color: var(--evergreen); color: #fff; }
.qa-actions { display: flex; justify-content: space-between; gap: 12px; margin-top: 18px; }
.qa-actions-wrap { flex-wrap: wrap; justify-content: flex-start; }
.qa-hp { position: absolute; left: 0; top: 0; width: 1px; height: 1px; overflow: hidden; opacity: 0; pointer-events: none; }
.qa-tiles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-top: 18px; }
.qa-tile { display: flex; flex-direction: column; align-items: flex-start; gap: 6px; text-align: left; padding: 18px; border-radius: var(--radius-md); border: 1.5px solid var(--line); background: #fff; cursor: pointer; font: inherit; color: var(--ink); min-height: 120px; transition: border-color .15s, background .15s; }
.qa-tile:hover { border-color: var(--leaf); background: var(--mint); }
.qa-tile svg { width: 28px; height: 28px; color: var(--leaf-dark); }
.qa-tile b { font-family: var(--display); font-size: 1.15rem; color: var(--evergreen); }
.qa-tile span { font-size: .92rem; color: var(--ink-2); }
.qa-done { text-align: center; padding: 16px 0; }
.qa-done svg { width: 64px; height: 64px; margin: 0 auto 14px; }
.qa-done p { margin-inline: auto; color: var(--ink-2); }
.qa-summary { white-space: pre-wrap; background: var(--paper); border: 1px solid var(--line); border-radius: 12px; padding: 16px; font: .92rem/1.5 ui-monospace, SFMono-Regular, Menlo, monospace; max-height: 320px; overflow: auto; }
@media (max-width: 640px) {
  .qa-grid { grid-template-columns: 1fr; }
  .qa-tiles { grid-template-columns: 1fr 1fr; }
  .qa-actions { flex-direction: column-reverse; }
  .qa-actions .btn, .qa-actions-wrap .btn { width: 100%; }
  .qa-actions > span:empty { display: none; }
}

/* Homepage picker error */
.picker-err { color: #B3261E; font-size: .92rem; font-weight: 500; margin: 10px 0 0; min-height: 0; }
.picker-err:empty { display: none; }
.picker input[aria-invalid="true"] { border-color: #B3261E; }

/* Hero badge uses the real logo mark */
.hero-check img { width: 64%; height: auto; animation: markin .9s .3s cubic-bezier(.2,.8,.2,1) both; }
@keyframes markin { from { opacity: 0; transform: translateY(10px) scale(.92); } to { opacity: 1; transform: none; } }
/* Floating call button hides while a quote form is on screen */
.fab.away { opacity: 0; pointer-events: none; transform: translateY(12px); }
.fab { transition: opacity .2s, transform .2s; }

/* ======================= Header v2 ======================= */
.topbar { font-size: .88rem; transition: margin-top .25s ease; }
.topbar .wrap { align-items: center; padding-block: 7px; }
.tb-links { display: flex; align-items: center; gap: 14px; }
.tb-links a { display: inline-flex; align-items: center; gap: 6px; color: #CFE3D7; }
.tb-links a:hover { color: #fff; }
.tb-links svg { width: 16px; height: 16px; }
.status { display: inline-flex; align-items: center; gap: 8px; font-weight: 500; }
.status i { width: 8px; height: 8px; border-radius: 50%; background: #9DBFAE; flex: none; }
.status.open i { background: #5FD38C; box-shadow: 0 0 0 0 rgba(95, 211, 140, .6); animation: ping 2.4s infinite; }
@keyframes ping { 70% { box-shadow: 0 0 0 7px rgba(95, 211, 140, 0); } 100% { box-shadow: 0 0 0 0 rgba(95, 211, 140, 0); } }
@media (max-width: 1100px) { .tb-area { display: none; } }
@media (max-width: 560px) { .tb-mail span { display: none; } }

.header { transition: border-color .2s, box-shadow .25s, background .25s; }
.header.scrolled { box-shadow: 0 10px 30px -22px rgba(14, 59, 44, .55); background: rgba(255, 255, 255, .92); }
.hdr { height: 84px; transition: height .25s ease; }
.header.scrolled .hdr { height: 68px; }
.brand img { transition: height .25s ease; }
.header.scrolled .brand img { height: 44px; }

.nav { gap: 2px; }
.nav > a, .nav .dd > button { position: relative; }
.nav .dd > button.on, .nav > a[aria-current="page"] { color: var(--evergreen); }
.nav > a[aria-current="page"]::after, .nav .dd > button.on::before { content: ""; position: absolute; left: 14px; right: 14px; bottom: 3px; height: 2px; border-radius: 2px; background: var(--leaf); }
.nav .dd > button[aria-expanded="true"]::after { transform: rotate(225deg) translate(-2px, -2px); }

/* Mega menu */
.mega-dd { position: static; }
.hdr { position: relative; }
.mega {
  position: absolute; left: 0; right: 0; top: calc(100% - 6px);
  display: grid; grid-template-columns: 1fr 280px; gap: 0;
  background: #fff; border: 1px solid var(--line); border-radius: 20px; box-shadow: 0 30px 60px -30px rgba(14, 59, 44, .45);
  overflow: hidden; visibility: hidden; opacity: 0; transform: translateY(-6px);
  transition: opacity .18s ease, transform .18s ease, visibility 0s .18s;
}
.mega-dd:hover .mega, .mega-dd:focus-within .mega, .mega-dd.open .mega { visibility: visible; opacity: 1; transform: none; transition-delay: 0s; }
.mega-dd.closed .mega { visibility: hidden !important; opacity: 0 !important; }
.mega-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4px; padding: 14px; }
.mega-item { display: flex; gap: 14px; align-items: flex-start; padding: 14px; border-radius: 14px; text-decoration: none; color: var(--ink); transition: background .15s; }
.mega-item:hover, .mega-item:focus-visible, .mega-item[aria-current="page"] { background: var(--mint); }
.mega-item .ico { width: 42px; height: 42px; border-radius: 12px; background: var(--mint); color: var(--leaf-dark); display: grid; place-items: center; flex: none; transition: background .15s, color .15s; }
.mega-item:hover .ico, .mega-item[aria-current="page"] .ico { background: var(--evergreen); color: #9EE0B6; }
.mega-item .ico svg { width: 20px; height: 20px; }
.mega-item b { display: block; font-family: var(--display); font-size: 1.05rem; color: var(--evergreen); }
.mega-item small { display: block; color: var(--ink-2); font-size: .9rem; line-height: 1.4; margin-top: 2px; }
.mega-other .ico { background: transparent; border: 1.5px dashed var(--line); }
.mega-side { background: var(--evergreen); color: #CFE3D7; padding: 24px; display: flex; flex-direction: column; gap: 12px; }
.mega-side img { width: 64px; height: 64px; border-radius: 50%; object-fit: cover; object-position: top; background: var(--leaf); }
.mega-side p { margin: 0; font-size: .95rem; }
.mega-side p b { display: block; color: #fff; font-family: var(--display); font-size: 1.15rem; margin-bottom: 4px; }
.mega-call { display: inline-flex; align-items: center; gap: 8px; color: #fff; font-family: var(--display); font-weight: 700; font-size: 1.3rem; text-decoration: none; }
.mega-call svg { width: 20px; height: 20px; color: #5FD38C; }
.mega-side .status { font-size: .88rem; color: #CFE3D7; }

/* Header call block */
.hcall { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--evergreen); padding: 6px 10px 6px 6px; border-radius: 999px; transition: background .15s; }
.hcall:hover { background: var(--mint); }
.hcall-ico { width: 40px; height: 40px; border-radius: 50%; background: var(--mint); color: var(--leaf-dark); display: grid; place-items: center; }
.hcall-ico svg { width: 18px; height: 18px; }
.hcall small { display: block; font-size: .78rem; color: var(--ink-2); line-height: 1.1; }
.hcall b { display: block; font-size: 1rem; line-height: 1.2; white-space: nowrap; }

/* Mobile drawer */
.drawer { position: fixed; inset: 0; top: var(--hdr-bottom, 120px); z-index: 45; background: var(--paper); padding: 20px 16px 40px; overflow-y: auto; overscroll-behavior: contain; animation: drawer .22s ease; }
.drawer[hidden] { display: none; }
@keyframes drawer { from { opacity: 0; transform: translateY(-8px); } to { opacity: 1; transform: none; } }
.drawer-h { font-weight: 600; color: var(--ink-2); margin: 0 0 10px; }
.m-covs { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.m-cov { display: flex; align-items: center; gap: 10px; padding: 14px; border-radius: 14px; background: #fff; border: 1px solid var(--line); text-decoration: none; color: var(--evergreen); font-weight: 600; min-height: 56px; }
.m-cov[aria-current="page"] { border-color: var(--leaf); background: var(--mint); }
.m-cov .ico { color: var(--leaf-dark); display: grid; }
.m-cov svg { width: 20px; height: 20px; }
.m-links { display: grid; margin: 18px 0; border-top: 1px solid var(--line); }
.m-links a { padding: 16px 4px; border-bottom: 1px solid var(--line); text-decoration: none; color: var(--ink); font-size: 1.15rem; font-weight: 500; }
.m-links a[aria-current="page"] { color: var(--leaf-dark); }
.m-cta { display: grid; gap: 10px; margin-bottom: 18px; }
.drawer .status { color: var(--ink-2); }
.drawer .status i { background: #B8C6BE; }
.drawer .status.open i { background: var(--leaf); }
.m-addr { color: var(--ink-2); font-size: .95rem; margin-top: 8px; }

@media (max-width: 1080px) { .hcall small { display: none; } }
@media (max-width: 1020px) {
  .nav, .hcall { display: none !important; }
  .hdr { height: 72px; }
}
@media (min-width: 1021px) { .drawer { display: none !important; } }
body.menu-open { overflow: hidden; }

/* ======================= Trust ======================= */
.proof { list-style: none; margin: 0 0 clamp(28px, 4vw, 44px); padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); background: var(--evergreen); border-radius: 24px; overflow: hidden; }
.proof li { padding: 26px 24px; color: #CFE3D7; }
.proof li + li { border-left: 1px solid rgba(255, 255, 255, .12); }
.proof b { display: block; font-family: var(--display); font-size: clamp(1.7rem, 2.8vw, 2.4rem); color: #fff; line-height: 1; margin-bottom: 6px; }
.proof span { font-size: .95rem; }
@media (max-width: 820px) { .proof { grid-template-columns: 1fr 1fr; } .proof li:nth-child(3) { border-left: 0; } .proof li:nth-child(n+3) { border-top: 1px solid rgba(255,255,255,.12); } }

.trust { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(32px, 5vw, 72px); align-items: start; }
.trust-head { position: sticky; top: 110px; }
.office { display: flex; gap: 14px; align-items: flex-start; margin-top: 28px; padding: 18px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-md); }
.office .ico { width: 44px; height: 44px; border-radius: 12px; background: var(--mint); color: var(--leaf-dark); display: grid; place-items: center; flex: none; }
.office .ico svg { width: 20px; height: 20px; }
.office b { display: block; color: var(--evergreen); }
.office span { display: block; color: var(--ink-2); font-size: .95rem; margin-bottom: 6px; }
.office a { font-weight: 600; font-size: .95rem; }
.pledges { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 0 32px; }
.pledges li { display: flex; gap: 14px; padding: 22px 0; border-top: 1px solid var(--line); }
.pledges li > svg { width: 24px; height: 24px; color: var(--leaf); flex: none; margin-top: 2px; }
.pledges h3 { font-size: 1.12rem; margin-bottom: .3rem; }
.pledges p { margin: 0; color: var(--ink-2); font-size: .98rem; }
@media (max-width: 900px) { .trust { grid-template-columns: 1fr; } .trust-head { position: static; } }
@media (max-width: 600px) { .pledges { grid-template-columns: 1fr; } }